Medicare Advantage Plans are not secondary insurance plans. (Medicare Supplement Plans are secondary.) Medicare Advantage is like group health insurance policies and other non-Medicare health coverage. You will just present your ID card to your doctor when you have a visit, then pay your copay. (This can make life simpler. You won’t have to wait
Effective March 1st 2018, you may lose Medicare Savings Program benefits from the State of Connecticut. You might have heard the income limits dropped dramatically. This change hurts 68,000 Connecticut residents. You will see tips and strategies in this email series that may help you reduce the pain if you are one of the 68,000.
2018 Medicare Savings Program (MSP) Cuts Hurt Connecticut Seniors and Others Over 68,000 Connecticut Medicare Enrollees will lose MSP assistance in 2018! Medical costs for some will jump from $100 per year to several hundred per month. The state chose to balance its budget on the backs of Connecticut grandmothers and grandfathers. This will be
CT Preferred Pharmacy List for Medicare Plans How would you like to drop your prescription costs by 60%? Or even see your copays go to zero? If you are not using a preferred pharmacy, you could be paying much more than you should! What is the difference between preferred cost sharing and standard cost sharing?
If you value the freedom to visit any doctor who accepts Medicare over the substantial difference in monthly premium, you may see a Medicare Supplement plan in your future. Most of my clients tell me they want one of the $0 premium Medicare Advantage Plans, however, although these plans offer a surprising amount of coverage,
I’ll admit it. As a baby boomer, I’m not always happy when, with increasing frequency, I hear the word “slow” used to describe me. But I’m proud of being a slow insurance agent. You won’t find instant quotes for Medicare policies on my site. What you’ll find is a five-page form with extra questions you
I hear how confusing Medicare is every day. A big part of what I do as an agent, is help lift the Medicare fog and make a slippery subject easier to grasp. You don’t have to explore the Connecticut Medicare landscape alone. I can help you see all your options and get a good handle
Making the right moves to be properly set up with Medicare comes down to “when,” “what” and “who.” When Should You Enroll in Your CT Medicare Insurance? Enrolling in Medicare at Age 65 Important: If you wait until your actual birthday, you have probably waited too long. Your Medicare eligibility date is the first of
If your income is above average, it is possible that you will pay more for Medicare. But first let’s talk about what your income doesn’t change. You will see the same rates for your Medicare Supplement Policy as anyone else in Connecticut who selects the same plan from the same company. You will pay the
The CT Medicare Savings Program May Pay Your Part B Medicare Premium and Lower Your Copays CT Medicare Savings Program 2017 Income Guidelines If you’re single and your monthly income is under $2,472.30 or you’re married and your combined monthly income is under $3,328.38. If so, you probably qualify to have the State of Connecticut